CMS - News, Tips, and Information

Employee Theft and Fraud: Risks Small Businesses Shouldn't Ignore

Wed, 14 Oct 2026 15:39:11 EST

Employee theft and fraud can happen in businesses of any size, often going unnoticed until significant damage has been done. Learn about common types of workplace fraud, warning signs, prevention strategies, and how business insurance may help address certain financial losses.Continue Reading...

Fall Hazards: Risks and Safety Tips for Homes and Businesses

Wed, 07 Oct 2026 13:13:13 EST

Fall weather can create new hazards around homes and businesses, from wet leaves and slippery walkways to ladders, poor lighting, and early frost. Learn practical ways to reduce seasonal risks and prepare your property for the changing conditions ahead.Continue Reading...

Fire Prevention Month: Ways to Reduce Fire Risks at Home

Wed, 30 Sep 2026 12:34:01 EST

October is Fire Prevention Month, making it a good time to look around your home for potential fire hazards. Simple steps involving smoke alarms, cooking, heating equipment, electrical systems, and everyday habits can help reduce the risk of a house fire.Continue Reading...

End-of-Summer Home Maintenance Checklist

Wed, 23 Sep 2026 12:40:55 EST

As summer winds down, a little preventative maintenance can help prepare your home for the changing seasons. This end-of-summer checklist covers exterior upkeep, heating systems, plumbing, safety equipment, and other areas homeowners should review before cooler weather arrives in North Carolina.Continue Reading...

Preparing Your Business for a Power Outage

Wed, 16 Sep 2026 14:26:00 EST

A power outage can interrupt operations, affect equipment, and create unexpected expenses for businesses in North Carolina. Taking a few precautions before the lights go out can help reduce disruptions and make it easier to keep employees, customers, and property safe.Continue Reading...

Insurance Considerations When Adding a Detached Garage, Shed, or Workshop

Wed, 09 Sep 2026 14:59:47 EST

Adding a detached garage, shed, or workshop can change more than your property's usable space. Learn about insurance considerations involving the structure itself, what you store inside, liability risks, business use, and when it may be time to review your homeowners insurance.Continue Reading...

September is National Preparedness Month

Wed, 26 Aug 2026 12:32:42 EST

September is National Preparedness Month, making it a good time to think about how prepared you would be for an unexpected emergency. A few simple steps can help your household respond to severe weather, fires, power outages, evacuations, and other disruptions.Continue Reading...